We Make the Buying Process Simple, So You Can Focus On Your Clients
Purchasing coverage is easy. Simply click on the button at the bottom of the page and complete our online application to get your final premium. Then enter in your payment information and you're all set!
This program is intended for individuals in the health and wellness profession. Individuals or business owners involved in Massage, Beauty or Esthetician services are a great fit.
coverage includes suits arising out of:
- Injury or death of clients and guests
- Property damage liability
- Incidental medical malpractice
- All activities necessary to conduct of health and wellness trades or services
- Ownership use or maintenance of employment area
- General negligence claims
- Cost of investigation and defense of claims, even if groundless
- Corporal punishment
Rates are determined based on state and level of coverage. The Liability Program rates begin at:
- $150.00 for Massage
- $110.00 for Massage Student
- $164.80 for Beauty
- $140.50 for Beauty Student
- $182.80 for Esthetician
- $132.80 for Esthetician Student
Please note that a $50.00 Administrative Fee will be added to all orders.
Absolutely! We offer the following additional coverages available for purchase:
Hired and Non-Owned Automobile Liability Coverage
This liability coverage provides protection for rented, borrowed and other non-owned vehicles driven on trade or service business.
This option increases the aggregate limit of liability insurance from $1,000,000 to larger amounts.
Sexual Abuse and Molestation
Liability coverage is provided for claims arising out of alleged sexual abuse and/or molestation.
$5,000 Medical Expense Benefit
This coverage will reimburse an injured client or guest for medical and/or funeral expenses incurred as a result of bodily injury or death, regardless of whether you are liable or not. This coverage does not apply to your participants.
This Inland Marine insurance product provides coverage for your equipment and contents up to the specified limit.
Excess Liability Coverage
This coverage provides additional liability limits increasing the liability coverage per each occurrence.